Welcome to Loan-EMI-Calculator.com ("Website"). These terms and conditions ("Terms") govern your use of our Website and services provided by Loan-EMI-Calculator.com ("we," "us," or "our"). By accessing or using our Website, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you should not use our Website.

1. Eligibility: By using our Website, you represent and warrant that you are at least 18 years of age or have the legal capacity to enter into these Terms.

2. User Conduct: You agree to use our Website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our Website.

3. Account Security: If you create an account on our Website, you are responsible for maintaining the confidentiality of your account information, including your password, and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

The content, layout, design, data, databases, and graphics on this Website are protected by intellectual property laws and are owned by us or our licensors. Unless expressly permitted in writing by us, you agree not to copy, reproduce, distribute, republish, download, display, post, or transmit any part of our Website in any form or by any means.

To the fullest extent permitted by law, Loan-EMI-Calculator.com will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of your use of or inability to use our Website or any errors or omissions in the content of our Website.

Our Website is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not warrant that our Website will be uninterrupted, error-free, or free of viruses or other harmful components.

You agree to indemnify, defend, and hold harmless Loan-EMI-Calculator.com, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or in any way connected with your use of our Website or your violation of these Terms.

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our Website. Your continued use of our Website after any changes to these Terms will constitute your acceptance of such changes.

We may terminate or suspend your access to our Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

These Terms are governed by and construed in accordance with the laws of [India/Gujarat], without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in [India/Gujarat] to resolve any dispute arising out of these Terms or the use of our Website.

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• Contact Form: [contact]